Mortgage Squad Services

Home Purchase Loans in Kansas

The mortgage company you choose for your Wichita home purchase loan can significantly impact your financial future. Purchasing a home is likely the largest investment you’ll ever make, and selecting the right mortgage loan is essential to achieving your homeownership goals. At Mortgage Squad, we help you navigate the mortgage process, ensuring you find the loan that best suits your needs, whether you’re based in Wichita, Kansas, or surrounding areas like Topeka, Kansas, where David is based. Your homeownership journey starts with the right mortgage—let us guide you every step of the way.

 
 
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Home Purchase Lending

At Mortgage Squad, we offer a variety of home loan options, including conventional, FHA, VA, and USDA loans, tailored to meet your unique needs. Whether you’re buying your first home or refinancing, our team provides personalized solutions for borrowers in Wichita, Kansas and Topeka, Kansas.

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Loan Options We Offer

At Mortgage Squad, we understand that buying a home is an exciting milestone. To help make your homeownership dream a reality, we offer a range of home purchase loans tailored to fit various financial needs:
  • Conventional Loans: These loans are not government-backed and typically require a down payment of 20% or more. They offer competitive rates and flexible terms.
  • FHA Loans: Backed by the Federal Housing Administration, FHA loans offer a low down payment (as low as 3.5%) and are ideal for first-time homebuyers or those with limited savings.
  • VA Loans: Available to eligible veterans and active-duty service members, VA loans typically require no down payment and offer favorable interest rates.
  • USDA Loans: For borrowers in rural areas, USDA loans offer 100% financing with no down payment required.

Why Choose Mortgage Squad for Your Home Loan?

  • Experienced Loan Officers: Our knowledgeable team will guide you through each step of the process.
  • Competitive Rates and Flexible Terms: We provide tailored loan solutions that fit your budget and financial goals.
  • Streamlined Process: We use technology to make your loan application quick and easy.
  • Transparency: Expect clear communication throughout the entire loan process.
  • Local Expertise: We understand the Wichita, Kansas, and Topeka, Kansas markets, helping you make informed decisions.
The Homebuying Process Buying a home is easier with Mortgage Squad. Here’s how we help you:
  1. Pre-qualification: Determine your loan eligibility and purchase price range.
  2. House Hunting: Find your dream home with your real estate agent.
  3. Offer and Contract: Submit an offer and sign the purchase contract.
  4. Loan Application: Submit your formal application with necessary documents.
  5. Underwriting: We review and verify your financial information.
  6. Closing: Finalize your loan and close on your new home.

Getting Started

  1. Contact Us: Speak with one of our experienced loan officers.
  2. Explore Online: Use our mortgage calculator and check out helpful FAQs.
  3. Get a Free Quote: Receive a personalized estimate for monthly payments.

Additional Resources

  • Down Payment Assistance Programs: Learn about programs to assist with your down payment.
  • Local Housing Resources: Discover options available through local programs to support homebuyers in Wichita and Topeka.
Ready to begin your homeownership journey? Contact Mortgage Squad today for expert guidance and personalized loan options!

Call today and get started with one of our mortgage loan professionals.

© 2024 Mortgage Squad. All Rights Reserved.

NMLS ID 12007

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE ATWWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

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