Mortgage Broker in Wichita, KS

Your Local Mortgage Team in Wichita, Kansas

Buying a home in Wichita is different from buying anywhere else — from competitive pricing in College Hill and Riverside to new construction in Andover, Derby, and Goddard. Randy Pitts and The Mortgage Squad, powered by LeaderOne Financial (NMLS ID 12007), bring local underwriting knowledge and personal service that national call centers can’t match. Randy is based right here in the Wichita metro and holds a 4.9-star rating across 79 Google reviews.

Loan Programs for Wichita Home Buyers

Whatever your situation, there’s a program built for it: home purchase loans (conventional, FHA, VA, USDA), first-time homebuyer programs, down payment assistance, refinancing, construction loans, non-QM loans for self-employed borrowers, investor loan programs, and debt consolidation.

Why Wichita Buyers Choose The Mortgage Squad

  • Local expertise: Sedgwick County programs, Kansas Housing Resources Corporation assistance, and neighborhood-level market knowledge.
  • Speed: in-house processing through LeaderOne Financial keeps closings on schedule.
  • Options: broker-level access to a wide lender network — one application, many rates.

Frequently Asked Questions

What credit score do I need to buy a home in Wichita?

Most programs start around 620, but FHA loans can go lower, and non-QM options exist for credit challenges. A quick conversation is the fastest way to know where you stand.

Is down payment assistance available in Wichita?

Yes — Kansas offers several assistance programs for eligible buyers, and many first-time buyers qualify for grants or forgivable second loans. See our down payment assistance page.

How do I get started?

Reach out to Randy Pitts or use our contact form for a free, no-obligation consultation.

Call today and get started with one of our mortgage loan professionals.

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NMLS ID 12007

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE ATWWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.