A More Affordable Way to Borrow

Prospective home buyers are usually aware that mortgage loans are one of the best ways to achieve their dream of property ownership. These valuable lending services have the potential to address many of the financial concerns affecting people shopping in the current housing market. As advantageous as a mortgage clearly is, some homeowners are concerned about the various fees and costs associated with this loan. Typically, escrow fees and other costs have to be addressed. Some mortgages allow borrowers to apply the fee total to amount borrowed and pay it off that way. Altius Mortgage offers no-fee mortgage loans to simplify borrowing even further. This is a great way to refinance without spending a lot of extra money while doing so.

You Can Refinance Without Paying More

Not everyone has the money to pay for all the fees associated with getting approved for a conventional mortgage loan. This leads some people to assume that they have no lending opportunities available to them at all. In reality, there is actually a diversity of mortgage program services currently offered and some of them involve minimal fees or none at all.

Is This the Right Option for Me?

There are a few indications that a no-fee mortgage might be right for you. These include:

• If you will not be staying in your current home for more than another five years or so
• If you wish to refinance a current home or purchase a new one
• If there are no other mortgage solutions that suit your needs

Speaking with an experienced mortgage lender can help you clarify whether or not a no-fee mortgage is good for you. They can explain what distinguishes these loans and tell you more about what circumstances can be best addressed. There may be other lending opportunities that are better-suited to your particular financial circumstances and housing needs. Call Altius Mortgage today to speak with a representative.